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What are misleading things insurance agents tell their clients?
Oct 23, 2016
Misleading Things Insurance Agents Tell Their Clients: Misleading Auto Insurance Tale #1: "All Insurance Is the Same" The Truth: We live in an age where many of the major players in the insurance business would have you believe that insurance is a commodity. It's only the price that matters. I don't have to cite the taglines promoted by insurance companies Continue Reading
Misleading Auto Insurance Tale #1: "All Insurance Is the Same"
The Truth:
Misleading Auto Insurance Tale #2: "There is no need to have Liability Limits Higher than your net worth."
The Truth:
Misleading Auto Insurance Tale #3: "It's better to pay small two-party (liability) claims out of your own pocket"
The Truth:
Misleading Property Insurance Tale #1: "This is an 'All-Risk' Policy"
The Truth:
Misleading Property Insurance Tale #2: "You're not in a Flood Zone, so you don't need Flood Insurance."
The Truth:
Misleading Life Insurance Tale #1: "This Illustration Shows your Projected Returns"
The Truth:
Final Thoughts:
Many of the bullets may not be intentionally misleading, they merely constitute bad advice. How do you avoid them? Seek out a reputable, knowledgeable Independent Agent in your locale. Most of us can find one with a simple internet search for "Independent Agent YourCity". Look for an agent who is committed to continuing education (may have letters after their name) and service to the community in which you live.
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