Should I use my insurance company’s auto repair shop?

My answer to this question will take a slightly different tack than those already provided. Let’s get to the bottom line first: It is your prerogative to take the vehicle to a body shop of your choice. If you have a body shop that you prefer and want to have them do the work… feel…
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Will your insurance company cover a stolen car if you left your key inside?

The short answer to this question is simply… Yes. Comprehensive (or Other than Collision) coverage explicitly covers Theft or Larceny, without any “ifs”. On the other hand, any auto insurance policy will contain a provision that speaks to fraud. A snippet from an ISO Auto Insurance policy, common to all 50 states in the US…
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Water Damage in my Basement. Is it Covered?

Just the other day, a disturbing GoFundMe post showed up on my Facebook newsfeed. Though it could have been, the post wasn’t from a friend or from a client. It was from a desperate father who had a large amount of water damage in his basement. As an agent with thousands of clients who could…
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