Will your insurance company cover a stolen car if you left your key inside?

The short answer to this question is simply… Yes. Comprehensive (or Other than Collision) coverage explicitly covers Theft or Larceny, without any “ifs”. On the other hand, any auto insurance policy will contain a provision that speaks to fraud. A snippet from an ISO Auto Insurance policy, common to all 50 states in the US…
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Water Damage in my Basement. Is it Covered?

Just the other day, a disturbing GoFundMe post showed up on my Facebook newsfeed. Though it could have been, the post wasn’t from a friend or from a client. It was from a desperate father who had a large amount of water damage in his basement. As an agent with thousands of clients who could…
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What’s the cheapest car insurance in NY?

"I'm 20 (female) with an 1991 Honda and a couple minor infractions, and I'm really looking to get a cheaper insurance plan. What would you recommend? Thanks!!" As a young driver, making your insurance cheaper is a challenge. This is a longish post, but utilizing the short and long term strategies below is a sure…
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