What You Need to Know About Lightning Safety

Jun 29, 2018

July is Peak Lightning Season - Let's Stay Safe

Lightning strikes never get as much press as hurricanes or tornadoes, but they are still a grave danger to life and property. When and Where?
Though lightning events are much more common in the summer, it is something that can happen any time. Most lightning strikes happen in the month of July, and usually in the afternoon (between noon and 6pm). Casualties and Damage Anyone is at risk, but the National Weather Service has noticed a few interesting statistics about the people who suffer lightning injuries. Perhaps being struck by lightning isn't as random as you think. Eighty-five percent of lightning strike deaths are men, which basically means that a man is five times more likely to be hit by lightning than a woman. Younger adults also are at more risk. Around 40% of people hit by lightning are between the ages of 15 and 34.
According to the National Fire Protection Association, fire crews responded to 22,600 fires each year between 2007 and 2011 that were started by lightning strikes. On average, there were 9 deaths and more than $450 million in property damage each year during that period as well. Outdoor areas were the most frequently damaged but nearly 20% were homes. Cars, businesses, and non-residential structures make up the rest of the damage reports. Avoiding Lightning
So how do you stay safe? There are some common-sense safety tips you can remember once a storm hits and you start to hear thunder. Once you start to see lightning, count between the flash and the thunder. If you can't make it to 30, it's time to go inside. Stay indoors for 30 minutes after the final thunder roll. If you can't get in a building, a car will do even though the rubber tires are not going to protect you. The frame of the vehicle will, as long as you are not touching the metal. A tent is not really "indoors" and it won't offer any protection.

When stuck outside, stay away from high areas as well as large open spaces. Also, tall individual trees are likely to be struck so don't take shelter under them. A grouping of lower trees is much better.
Stay away from water or anything wet and/or metal. That includes wet ropes, fences or poles. Water and metal will conduct electricity for long distances, and can be dangerous even if the strike itself isn't immediately close.
If you are boating in a small craft with no cabin, you are at serious risk and there is little you can do. It is smarter to take care with weather reports before going out in the first place. Drop anchor, and lie low in the boat if you can. Larger boats with cabins are much safer as long as you avoid touching the metal of the frame.

Even Indoors


Believe it or not, one third of all injuries from lightning happen indoors. So even though you are safer inside, there is still some risk. When riding out a lightning storm inside, you should stay away from electronic equipment, plumbing fixtures, and corded phones. Close curtains or blinds. If you are able to get inside before the lightning gets bad, unplug all electric devices you can.


This summer, stay safe and don't become a lightning statistic.


Have more questions about avoiding everyday risks? We LOVE to help! Please feel welcome to call us at 607-324-7500


-------------------------------

“Ask Jeff" is a weekly post made on the RyanAgency.com Blog. 

Submit an insurance-related question to “Ask Jeff”. 

-------------------------------

This article may have been originally published at Quora.com.

To see Jeff's Quora.com profile click here.

According to a recent survey, only 37% of renters have renters' insurance
By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU 02 May, 2024
According to a recent survey, only 37% of renters have renters' insurance, leaving the majority at risk of financial loss. With the low cost to transfer your risks of loss, there's never been a better time to consider tenant insurance.
Personal injury is different from bodily injury and is treated as such by homeowners' liability form
By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU 20 Mar, 2024
Personal injury is different from bodily injury and is treated as such by homeowners' liability forms. Learn more>
What's with All These Annoying Insurance Audits
By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU 09 Mar, 2024
The purpose and importance of annoying insurance audits for determining the appropriate rate for your business
What does Bait-and-Switch have to do with insurance? And why has it recently been in the news?
By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU 20 Feb, 2024
What does Bait-and-Switch have to do with insurance? And why has it recently been in the news?
Top 3 Insurance Tips to Close out 2023
By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU 27 Nov, 2023
The insurance landscape is currently facing unprecedented challenges. At The Ryan Agency, with over 60 years of service to our community, we understand that this might be the toughest insurance market yet.
When your car is hit while parked and unattended, it's important to know your options. Here are som
By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU 08 Nov, 2023
When your car is hit while parked and unattended, it's important to know your options. Here are some steps you can take to protect yourself and get your car repaired.
Understanding Insurance Responsibility After an Accident: Who Pays for What? Delve into the intricac
By Jeff Ryan 30 Oct, 2023
Understanding Insurance Responsibility After an Accident: Who Pays for What? Delve into the intricacies of insurance responses when accidents occur.
Discover the Evolution of New York's Supplemental Spousal Liability Insurance Coverage and its Impac
By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU 20 Aug, 2023
Discover the real history of New York's Supplemental Spousal Liability Insurance Coverage and its Impact Today.
The E-Bike Insurance Dilemma. You’ve got questions, we’ve got answers.
By Jeff Ryan 28 Jul, 2023
As electric bikes soar in popularity, questions about insuring them become essential. Discover the options for coverage and how E-Bike insurance differs from traditional policies. Get expert advice on the best ways to protect your investment.
Understanding the Distinction: Employee vs Independent Contractor
By Jeff Ryan 20 Jul, 2023
Unlock the Secret to Employee Classification: Protect Your Business, Avoid Costly Consequences. Discover the key to proper classification and safeguard your future.
More Posts
Share by: