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What Should Renters Know About Renter's Insurance?
October 9, 2018
Incredible benefits and very affordable rates.
Simple and straightforward. Your greatest potential for loss is not that associated with your “stuff”. Your greatest potential risk of loss is that associated with your responsibility associated with what might happen regarding the injury or property damage to others. Personal Liability offered by e very renters insurance policy may be the single “best-buy” in insurance. The risk of financial loss associated with injury or damage to others is not realized by many “apartment dwellers”, leaving them potentially personally liable for consequential costs. Renter's insurance helps protects that risk. As examples:
- Want coverage for property damage to your rental unit and that of all your neighbors?
- Buy “renter’s insurance”. Quoting “Ragu” spaghetti sauce… it’s in there.
- Want coverage for that guest who is bitten by your dog during that awkward introduction?
- Buy “renters insurance”. It’s in there.
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Part 7 – Designing a Value-Driven Insurance Plan
Part 6 – Advice, Advocacy, and Answers
Part 5 – Can Your Company Deliver?
Part 4 – Custom Coverage = Real Protection
Part 3: Coverage Limits - "The Ceiling You Don't Want to Collapse"
Part 2 – The Risks of Chasing Cheap
Part 1: What Are You Really Paying For?
Insurance fraud is a significant problem, exceeding $300 billion annually, with the Property and Casualty sector contributing nearly $50 billion to that total.
Living in New York, you might have a stack of insurance documents—auto, homeowners, health, or life insurance policies—filed away somewhere. But how long should you keep those documents, and specifically, what papers should you hold on to?
The year 1962 was marked by historic events—from the Cuban Missile Crisis to the passing of Marilyn Monroe. But while the world focused on these headlines, Lee A. Ryan was working alongside his brothers on my grandparents' farm when an unexpected opportunity arose—an invitation to join the insurance business. With no prior experience, no clients, and limited resources, my dad took a leap of faith and partnered with Nationwide Insurance to start an agency from scratch. Operating out of his home on Karr Valley Road in Almond, NY, he built his business one relationship at a time (some of whom are still clients!), laying the foundation for what would become a lasting legacy.
