Using Online Insurance Services to Make Your Life Simpler

Ryan Agency Staff

August 9, 2022

We are Always Here for You!

The internet is a wonderful tool and many of its resources are designed specifically to make our lives and our tasks easier, faster, and more convenient. As an example of such technology, over the last 5 years, many (if not most) insurance companies have developed the ability to provide their customers the opportunity to manage a large part of their insurance business online. Some common tasks that can be done online include:

Paying your premium
Filing a claim
Seeing your coverages
Requesting a Quote

We would love to have you stop by or call our office at any time. However, access to information 24/7/365 can sometimes be more convenient.

Even with the convenience and speed of conducting your insurance tasks online, it is likely you have some questions. We anticipated a few of them below and provided our responses.

Is Doing Insurance Business Online Safe?

Importantly, any reputable insurance company will make sure its websites are safe and secure to protect its customers’ personal and financial information. As a matter of fact, insurance companies in New York have to follow strict cybersecurity and data rules enforced by the state’s Department of Financial Services.

Is It Really Easier to Take Care of My Insurance Online?

Some companies may require you to undertake a somewhat arduous account setup. After all, part of keeping your online information safe is to assure that you can be correctly identified and that only you have access to your account. Once you have completed your account setup, attending to your policies should be relatively easy. The good news is, if you are a Ryan Agency client, we will be glad to help you get your account set up with your insurance company and answer any questions you may have.

If I Set Up an Online Account with My Company, Can I Still Do Business with You In Person?

We are always here to help you and we recognize that even the best insurance company websites can’t accommodate every task related to your important insurance coverages. You are always warmly welcome to stop in and see us at the agency location nearest you, or to call us at 607-324-7500.

Which of Your Companies Provide Online Policy Management?

Great question. Several of our companies now offer online account creation and policy management. Please note that because we represent a large number of unique companies the online services available from each company will vary. Here is a list of some of the companies that we represent and that provide online account management:

Erie Insurance (https://www.erieinsurance.com/support-center/online-account)
Encompass Insurance (https://my.encompassinsurance.com/Registration)
Main Street America/National Grange (https://myaccount.msainsurance.com/user-registration)
NYCM (https://www.nycm.com/myaccount/)
Plymouth Rock (https://ci2.plymouthrock.com/eservice/register)
Progressive (https://www.progressive.com/manage-policy/)
Safeco (https://customer.safeco.com/accountmanager/account/createnew)
Utica National (https://myaccount.uticanational.com/ccc-portal/user/register)

If you would like to learn about your specific company’s online account opportunity please give us a call. You can also visit our Customer Service Portal to learn more.

Just as a reminder, we are here for you! We LOVE helping our customers and we are happily standing by to serve you.

< Older Post

Newer Post >

Auto Rates and Finger Prints: Both are Unique to You!

By Jeff Ryan • April 7, 2026

Factors You Can’t Easily Control These factors are built into your profile, but still play a major role: Your location: Claim trends, traffic, and weather patterns where you principally drive. Your age and driving experience: Especially for younger drivers. Other drivers in your household: Their age and driving history. The vehicle you own: Unique to the Year, Make, Model, and Sub-model’s damageability and cost of parts/labor. These factors significantly influence price differences, but they don’t tell the whole story. Factors You Can Control This is where habits and wise decisions can make a real difference: Your driving habits: Minimizing tickets and accidents can have a direct impact. Your coverage choices: Liability limits, deductibles, and optional coverages can vary widely. Your insurance consistency: Avoiding lapses in coverage. Your annual mileage: How much and how often you drive. Discount opportunities: Bundling, pay-in-full, NYS defensive driving course. Your Insurance Score (Yes—You Can Influence It) Insurance companies use a credit-based insurance score as part of their rating process. While it’s based on financial behaviors, it is not permanent—and it can be improved over time. Simple habits like: Paying bills on time Reducing outstanding debt Avoiding excessive credit inquiries… can positively impact your score—and in turn, your insurance rates. Your insurance score is under your control and a worthy mid to long-term project in and of itself. For more information on what you can do to positively influence your score, see: Great 8 Tip #8 - What's Credit Got to Do with Insurance? How Can I Improve My Auto Insurance Score Why Comparing Rates Doesn’t Work When someone says, “I only pay…” , the uniqueness of their fingerprint is missing. What are their: Deductibles Driving history Insurance score Household profile Coverage limits: what they may be giving up in terms of protection. Price without context can be misleading and discouraging.