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Can I Transfer My Auto Insurance Policy to Someone Else in My Family?
Feb 19, 2021
Let's Explore that Common Question About Car Insurance
Auto insurance can not be transferred from one individual to another unless they are already a “named insured” on the policy.
Auto insurance is written for a “named insured” (sometimes two people) and considers the exposures present (drivers, vehicles, etc) in a household.
An example where a policy may be “transferred” is a husband and wife who are both listed as named insureds on the policy. The first named insured can remove themselves and leave the other spouse as the sole named insured.
Most other situations require a new application, underwriting, and rating.
To sum up… “transfers” of auto insurance policies are not something that can legitimately be done in the majority of situations.
Have additional questions about your family's car insurance? We LOVE to help. Please feel welcome to call us at 607-324-7500
Auto insurance is written for a “named insured” (sometimes two people) and considers the exposures present (drivers, vehicles, etc) in a household.
An example where a policy may be “transferred” is a husband and wife who are both listed as named insureds on the policy. The first named insured can remove themselves and leave the other spouse as the sole named insured.
Most other situations require a new application, underwriting, and rating.
To sum up… “transfers” of auto insurance policies are not something that can legitimately be done in the majority of situations.
Have additional questions about your family's car insurance? We LOVE to help. Please feel welcome to call us at 607-324-7500
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