-------------------------------
“Ask Jeff" is a weekly post made on the RyanAgency.com Blog.
Submit an insurance-related question to “Ask Jeff”.
-------------------------------
Get in touch
555-555-5555
mymail@mailservice.com
Should I File An Insurance Claim if Someone Hit My Rear Bumper, But There Is No Significant Visible Damage?
Nov 24, 2020
After an accident, there may be more damage than meets the eye.
If there is ANY potential claim for injuries from a third party in the future, then… yes, report the claim. If not… then probably, no. But read on.
Keep in mind that what you see of a bumper, is really just a rubber/plastic bumper cover that houses many other parts:
Keep in mind that what you see of a bumper, is really just a rubber/plastic bumper cover that houses many other parts:
From the diagram above, you can see that there are a number of parts that can be damaged that the eye may not be able to see from the outside. To be safe you could take your car to a reputable body shop to confirm no additional damage.
Important… if there is any chance that another party may claim injuries down the road… always report the incident no matter how minor the damage.
Barring another party being involved, the fact that there is no visible damage would suggest you may have little to worry about. Seeking the counsel of your agent and/or a reputable body shop would be a wise move.
This article may have been originally published at Quora.com.
To see Jeff's Quora.com profile click here.
According to a recent survey, only 37% of renters have renters' insurance, leaving the majority at risk of financial loss. With the low cost to transfer your risks of loss, there's never been a better time to consider tenant insurance.
Personal injury is different from bodily injury and is treated as such by homeowners' liability forms. Learn more>
The purpose and importance of annoying insurance audits for determining the appropriate rate for your business
What does Bait-and-Switch have to do with insurance? And why has it recently been in the news?
The insurance landscape is currently facing unprecedented challenges. At The Ryan Agency, with over 60 years of service to our community, we understand that this might be the toughest insurance market yet.
When your car is hit while parked and unattended, it's important to know your options. Here are some steps you can take to protect yourself and get your car repaired.
Understanding Insurance Responsibility After an Accident: Who Pays for What? Delve into the intricacies of insurance responses when accidents occur.
Discover the real history of New York's Supplemental Spousal Liability Insurance Coverage and its Impact Today.
As electric bikes soar in popularity, questions about insuring them become essential. Discover the options for coverage and how E-Bike insurance differs from traditional policies. Get expert advice on the best ways to protect your investment.
Unlock the Secret to Employee Classification: Protect Your Business, Avoid Costly Consequences. Discover the key to proper classification and safeguard your future.
